Effective Date: June 2025

Daraja Company Limited ("Daraja," "we," "us," or "our") is committed to protecting the privacy and security of the personal information we collect, process, and manage as part of our expense management, payroll software, and salary advance services. This Privacy Policy outlines how we collect, use, disclose, and safeguard personal information in accordance with our service agreements and the applicable laws of the United Republic of Tanzania.

1. Information We Collect

We collect the following types of information to provide our services:

1.1. Employee and Client Data

• Personal Information: Names, contact details (e.g., email addresses, phone numbers), employee IDs, and other identifiers provided by our clients for payroll processing and expense management.
• Financial Information: Bank account details, salary information, and expense-related data provided by clients to facilitate payroll processing, expense reimbursements, and salary advances.
• Transactional Data: Details related to salary advances, including amounts disbursed, processing fees (5% on disbursed amounts), and repayment schedules.

1.2. Technical Data

• Usage Data: Information about how clients’ employees and administrators interact with our software platform, including login details, IP addresses, and system usage logs.
• Integration Data: Technical information provided by clients to integrate our software platform with their existing systems.

1.3. Sensitive Information

• Proprietary or sensitive business information shared by clients during the integration, operation, or maintenance of our software platform.

2. How We Use Your Information

We use the collected information to:

• Provide Services: Operate and maintain our expense management and payroll software to ensure accurate and timely processing of employee salaries and expense reimbursements as per our clients’ requirements.
• Facilitate Salary Advances: Process salary advance requests for clients’ employees, including applying the 5% processing fee and ensuring secure and timely disbursement.
• Ensure System Functionality: Provide technical support, troubleshoot issues, and maintain the security and performance of our software platform.
• Improve Services: Analyze usage data to enhance the functionality and user experience of our platform.
• Comply with Legal Obligations: Adhere to the applicable laws of the United Republic of Tanzania, including data protection and privacy regulations.